It’s not even old wine in new bottles; it’s old wine in old bottles and still sour. And it’s the same old story of distraction to enable continued transference of wealth from ratepayers and consumers to trial lawyers.
SB 55 by Democrat state Sen. Jay Luneau essentially warms over some corpses from last year, combined into one bill. It would prevent insurers from basing rates on individuals for vehicles on the status of an insured being a widow or widower, the insured's credit score/rating, or the gender (which really means “sex,” but insurers refer to it as “gender”) of an insured over the age of twenty-five.
The facts haven’t changed to make any of these changes any more redeemable or sensible. To start with the banning using of widow or widower status that typically confers higher rates on previously married individuals, that simply reflects that in general single people drive more, which raises rates. Individual cases vary, but insurers often can’t distinguish among individuals and so are permitted to use this grouping.